• Be responsible for retail medical underwriting
• Evaluate medical, financial, and non-medical information to determine the risk classification according to company guidelines
• Reviews evidence on proposal forms, pre-policy medical check-ups, Tele-MER, and past medical records to appropriately recommend & taken decisions on issuance (standard or altered terms) or declination as per authority matrix
• Perform Tele-underwriting and gather clinical information necessary to take prudent underwriting decisions.
• Communicate with Medical vendors to ensure the timely completion of medical testing and gathering of medical histories
• Work with the various internal teams as a SPOC of Underwriting in the process of designing workflow for retail customers & would be responsible for documenting underwriting requirements.
• Conduct market research/ market requirement study on Underwriting practices and availability of products and
• benefits.

Who we are looking for

• Doctors (MBBS/BAMS/BHMS)
• 2+ years of Medical Underwriting experience in Health Insurance
• Freshers with clinical experience are also eligible
• Sound medical & insurance knowledge Focus on quality, accuracy, and productivity Insurance related qualifications will be an added advantage

Role: Chief Medical Officer

Industry Type: Insurance

Department: Healthcare & Life Sciences

Employment Type: Full Time, Permanent

Role Category: Doctor

Education

UG: Any Graduate, MBBS in Medicine, BHM in Hotel Management

PG: Any Postgraduate

Key Skills

• Medical underwriting
• Health insurance
• Retail
• Matrix
• Market research
• medical records
• Medical insurance
• Testing